Posts Tagged → local
Avoiding payment scams is easy
Last year, some local person took a picture of a check I had written to a local business, and they used that picture to create several fake checks written against my bank account. Because I bank locally with a relatively small bank owned by local people I know and trust, and because I have personal relationships with the bank staff, the forged/fake scam checks were caught right away.
“I looked at that check, and then the next one, and the next one, and just I knew that there was no way that Josh First was writing them. They are ridiculous on their face. I mean…flowers and gourmet cat food? No! No way. I knew that is not Josh. Chainsaws, yes, could be, I could be fooled by that if someone tried it, but gourmet cat food, no, flowers hell no“, said the local bank branch manager with a big smile.
Because the bank manager knows me and my business personally, he was easily able to discern the fake checks from real ones. He saved me a lot of heartache. And so I recommend to you that you use your local banks, that are owned and run by local people. Unlike the big banks like Chase, these local people get to know you, know your face, and are accountable and connected to the community around them.
A month later I got a call from a sweet and very distressed woman in Arizona, who had shipped off five thousand dollars worth of product from her small business based on a check written in my name. No, I assured her, I had nothing to do with it. I had no need for marketing products, and certainly not her particular products. This nice lady and I had a long conversation about how much America has changed in our adulthood, and not for the better. She said the scam had really hurt her financially.
Fast forward almost a year and I recently got a call from a nice young man in Alaska. A check bearing my business name had been used to purchase thirty-five hundred dollars of beauty salon hair and nail products from his friend in Florida, and the proceeds had been sent to Alaska to help him purchase a home there. Only days after he had deposited the check in his account was he informed that the check was bad, and that in fact he did not have the money. His friend in Florida was cheated out of her salon products.
I would say the common thread I have seen across all of these check scams is that the person getting scammed does not really look into the check they have received. For example, why would a buyer of beauty salon products in Florida pay with a check from a business in Pennsylvania that does land and timber work? This obviously makes no sense, and the young man admitted it.
And when I spoke with the nice lady in Arizona last summer, she too admitted that this same issue had given her pause. To which I asked her “Why didn’t you call us with your question before taking the check? We could have easily protected you from committing this mistake.”
Scams are everywhere: Email scams asking for money, phone calls asking for money, malware and phishing scams by email and text (DO NOT CLICK ON THEIR CONTENTS and links), phone calls about getting a low cost mortgage on your penis enlargement, updating your nonexistent home warranty/ extended car warranty/ computer warranty etc etc etc. We are inundated in this garbage.
You have to care about yourself enough to stay on guard and defend your interests. One little mistake can cause you a lot of grief and cost you a lot of money.
The best ways to protect yourself from being victimized are: 1) Ask yourself if this is a service or product I really have? 2) Is this phone call or email a normal way for a real bona fide service provider to communicate? 3) Why is there a company name from far away on this check? And you can always call that company whose name is on the check and ask them if they wrote the check.
Had that happened in the most recent scam, I would have said “I have nothing against dudes who use girl makeup, but I will also say that I am the last man on Planet Earth who would do so, and so there, you have your answer: The check is bad.”
You just gotta ask a question or two if you want to stay out of scam trouble.
Happy Economy: Consumers & Local Banks vs. The World
The US economy is strong, and it has been strong since a flood of consumer confidence swept in behind a new president who ushered in to a miserable bipartisan vacuum a refreshing cleansing confidence.
Added to that confidence was –and very much is– a renewed pride in America, in being American, and in American-made products. By mid-2017 a sense of 1950s community once lost and now found again birthed a strong antidote to Obama’s “new normal” of slow American decline.
And we can’t just blame Obama. Yes, Obama hates America and did everything he could to destroy our nation from inside and outside. But he was helped significantly by ye olde typical career Republicans who saw money to be made in America’s decline, just as there was money to be made in its growth. But growth is harder, and why work hard if you don’t really have to, they reasoned. Either way, growth or defeat, the big money Republicans bought their many pet congressmen to safeguard their investments and stood by watching as they hit big on a global economy shifting from their American home turf to China, India, the EU, and other undeserving recipients of America’s health.
In fact, America’s veins were opened up and flowing out. Our life force was draining away, and a host of hungry nations were perched around us, like vultures, picking away at the juicy scraps that fell from our Rust Belt homes and boarded up churches. Both Democrats and Republicans were pumping away, pushing our citizens’ energy force, our very national being, into the waiting mouths of so many other nations. And so our American economy had sputtered, dying
That is, until Trump inspired US consumers, and the local banks they work with and rely upon to take what are big steps in their quality of life.
And so like a thing alive, the American economy has powered forward like it has not moved in decades. And why would the economy not be alive? Our collective economy is us, of us, an organic part of us and an extension of us. America has a sense of good health again, and so it follows that our economy is healthy again, too. And it is getting stronger, despite transparent and treasonous attempts to destroy our economy by the Democrat Party and everyone else allied with them, including the governments and industries of China and Russia.
It is sickening that an entire American political party will do everything it can to badmouth, damage or destroy America’s economy simply in order to artificially malign a president they oppose. The cost to America is enormous! Then again, this is the same political party that advocates for illegal invaders over American citizens, for law-breakers and against law-followers, that claims Social Security will be tossed overboard by the other political party and then does everything in its power to give all of our Social Security money to their new chums, the illegal invaders.
So yes, I guess destroying America’s economy and hurting the American citizens standing in the way is to be expected from the Democrat Party and their communications arm, the Mainstream Media.
One discrete sector of the national economy that is changing is the timber industry. When four hundred million (400,000,000 !) middle-income Chinese aspire to own the nice kitchens and hardwood floors that define comfortable life in America, a huge sucking sound can be heard ’round the world as unquantifiable amounts of natural resources are pulled in to that huge nation. And when the Chinese economy began to falter in early 2018, even before the tariff battle, the Chinese domestic demand for American timber dried up. We then learned in late 2018 that the red oak, residual ash, and black walnut that had been bringing us huge export revenue but which were then beginning to stack up in East Coast log yards were not once destined for Chinese factories re-exporting their finished goods back to America. No, those logs and lumber were being used up domestically in China, as China grew its own middle-income population. A population that is now up against the ropes and cannot buy American hardwoods that make pretty kitchens and flooring.
Accordingly the American timber industry is going through a shake-up due to the way timber buyers invested and spent. The fact is that even as they close in China, new cabinet and flooring factories are opening up in several other Asian countries.
And so now on the battlefield it is the confident American consumer and her local bank officers standing strong against the evil political tide that seeks to reverse what has been accomplished, just begun really, since November 2016. It is happy healthy family and local community versus a global colossus hungry for endless cash, endless money, endless wealth, at any cost, and a domestic political party hungry for power at any cost, even the cost of individual liberties and American success.
In this fight I put my money on the American consumer, not just because I think she is a tough and hard working bunch, but because I am an American. I want her– you, me, us — to win this fight.
The word “tactical” – overused, kind of
By Josh First
Have you seen the word “tactical” used lately?
The word appears everywhere, and is growing in prominence across the retail world.
Although “tactical” is a word that denotes, or really connotes military tactics, and was once reserved to the sole use of the United States Military combat units or the dangerously armed forces they faced, this word now imputes some special meaning, martial ability, and toughness to anything that wears it on the label.
There are tactical knives, vests, rifles, pistols, and the many accoutrements that go with these items. There seem to be tactical diapers, tactical coffee mugs, and tactical pens. OK, there are to my knowledge no tactical diapers or coffee mugs, but it is true that someone will or already is onto these items. Actually, there are tactical pens meant for self defense, but whether or not they have actual value for military tactics is a questionable claim.
For another true example of the oddly named, there are tactical shirts. No lie, there are “tactical shirts” dedicated to more easily accessing one’s concealed pistol.
Is it really so difficult to just wear a regular old LL Bean button down short sleeve Pima cotton Oxford? Is a shirt with confusing numbers of magnum zipper pulls in sensitive places really, truly a better shirt than the LL Bean? Does it really make you a tougher guy or gal? Do our combat forces wear these shirts? No?
As if it isn’t odd enough to call a shirt or a vest “tactical,” we now have tactical airguns, I kid you not. The Crosman TR77 looks like a Star Trek photon shooter that makes bad guys vaporize painlessly, but it is claimed by its maker to have some sort of tactical application.
As if!
Air guns pack all the wallop of a good slap to the head, albeit with more concentrated force. Certainly some shoot pellets that can penetrate your flesh, and perhaps even your temple. But if I were a law enforcement officer engaged in a really deadly standoff with a violent, dangerous bad guy, a freakin airgun is the last thing I’d want in my hands. My tactic in that situation would be to run away, fast.
So obviously the word “tactical” is being, ummm, stretched in meaning a bit these days.
But for whatever reason, this word increasingly resonates with the American public, and it may be a result of the hyper-militarization of our local police forces. Plenty has been written in recent months about how the legendary bumbling Officer Barney Fife became the sinister looking, crewcut-and-armor-wearing badass kicking down grandma’s door in East Succotash, America. SWAT teams in East Succotash, America, are not necessary, and it is a serious issue, because Americans have a natural aversion to government force applied to them.
No doubt about it, America’s local police are in an arms race with…hmmmm… either themselves, far-off international military forces, or possibly, probably, you.
That’s right, there is plenty of evidence indicating that the massive investment in military grade hardware and hard attitude at the local police level is translating into a natural citizen reaction, apparently in preparation for inevitable urban combat with the very people once sworn to protect us. And so we have an increasing “if-they-have-it, we-need-it, too,” civilian reach for all things tactical. Tactical now seems to mean “I am ready for combat,” an American attitude that is both refreshing and alarming.
Alarming indeed. Why are we afraid of our own local police forces? When did that happen? And, come to think of it, why did the local Harrisburg cop try to stare me down last year, on my own street, when I cheerfully said hello to him while walking on our sidewalk with my small son in hand? Was he employing some anti-citizen ‘tactic’? Sure felt that way to me, the law-abiding taxpayer underwriting that guy’s paycheck and tough guy attitude.
However, instead of meeting fire with fire, and buying a black bulletproof vest with webbing and the ubiquitous variation of a skull-and-crossbones trademark label, I think I will for now reach for my ‘tactical pen’ and write about my uncomfortable encounter, thereby defeating that officer’s ungainly attempt to bring implied force into what should have been a friendly exchange between equals.
Ken Matthews, local reporter extraordinaire
WHP580 AM radio has long been a source of news for those hungry for accurate reporting outside of the establishment media liberal agenda.
Bob Durgin was the lovable, garrulous, crotchety, cowboy hat wearing local man-on-the-street news guy from 3:00 to 6:00 daily, and his news items shaped a good deal of local, regional, and state politics. Because Durgin worked in the state capital region, he was listened to by a population of political activists. So when the PA state legislature midnight pay raise happened, Durgin was on the soap box, giving vent to his frustration. He inspired an entire movement and generation of political activists; existing activists like Gene Stilp, Russ Diamond, and Eric Epstein were bolstered by having weekly access to his show as guests, and often sitting in for Durgin when he went on vacation.
After Durgin retired, Ken Matthews was hired by RJ Harris to run the 3-6 slot.
Honestly, I wasn’t sure if Ken was going to make it during his first couple of months at the microphone. His listeners missed Durgin’s style, and they missed Durgin’s local content. It is a tough place to be, following three hours of Rush Limbaugh, and the natural inclination is to talk about national and international issues. After all, these big issues best reflect the great principles and ideas that guide government, both good and bad.
So Ken’s callers were hostile towards him. They didn’t like his style, his voice, or his views. It was a rough transition, and it came through the radio like a sharp thumb in the eye.
But to Ken’s credit, he dove into the Central PA culture and took a crash course in our ways and our people. There is a reason that this region is the most politically and culturally conservative area in America. Our people here will always fight the good fight, and they want to be knowledgeable about politics.
Ken Matthews has now mastered the audience’s interests and passions, and he has really hit his stride. Last week Ken reported on the frivolous but dangerous lawsuit against Perry County Sheriff Nace, by liberal county auditors seeking concealed carry permit holders’ information. Did the Patriot News report on it up front? No. But, surprisingly, that liberal activist newspaper had an incredible interview with citizen activist Jim Lucas, after the fact. So Ken is having an impact.
Ken’s reporting awakened a sleeping giant in otherwise pastoral, tranquil Perry County. Ken is a hero.
Perry County’s tranquility is often seen as being simple and backwards by outsiders. As a guy who grew up in very rural farm country, I can tell you that the outward tranquility masks a soul of steel and resolute commitment to American liberties. City slickers do not understand that. Here comes the political surprise, folks! The hornet’s nest was knocked down with a broom handle, kicked, and then a swarm of angry hornets poured forth. The implications for the 2016 state senate race in the 15th PA senate district are huge. Perry County voters are now riled up.
Thank you to Ken Matthews, a friend of our Second Amendment rights, and a fantastic local reporter. We are pleased to have you wearing Bob Durgin’s big cowboy boots.
Once Every Blue Moon I Agree With the ACLU
Blurring the lines between policing and soldiering is an increasing problem best witnessed by YouTube videos showing police officers needlessly Tasering and beating innocent civilians. Now the ACLU is beginning to dig into the transmittal of huge amounts of military hardware from the Department of Homeland Security, of all places, to local police departments around the nation.
Read more here: http://stlouis.cbslocal.com/2013/03/07/a-c-l-u-has-concerns-over-military-weapons-used-by-local-police/
MY Question is this: Why and how is the US Dept. of Homeland Security dealing in military weapons and gear? America has always maintained a strong wall between the military and the police. That is clearly being dissolved. Is the DHS becoming the Big Government Big Brother we worry about? Liberty, folks, America is all about individual liberty, and these sorts of policies corrode, erode, and undermine individual liberty one small step at a time. Push back. Elect citizens to office who disagree with these sorts of policies and who will work hard to eliminate them and make them illegal.
Reflection on national versus local elections
My career started in Washington, DC, and included seven years there of national and international work. After returning home to Pennsylvania, my focus turned to the region and state.
Now, my focus increasingly stays on local elections. It’s where we get officials who support concealed carry, or not, and who have the most impact on individual citizens.
Career is a funny concept. For me, it has been about enjoying satisfaction where I find it.