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Avoiding payment scams is easy
Last year, some local person took a picture of a check I had written to a local business, and they used that picture to create several fake checks written against my bank account. Because I bank locally with a relatively small bank owned by local people I know and trust, and because I have personal relationships with the bank staff, the forged/fake scam checks were caught right away.
“I looked at that check, and then the next one, and the next one, and just I knew that there was no way that Josh First was writing them. They are ridiculous on their face. I mean…flowers and gourmet cat food? No! No way. I knew that is not Josh. Chainsaws, yes, could be, I could be fooled by that if someone tried it, but gourmet cat food, no, flowers hell no“, said the local bank branch manager with a big smile.
Because the bank manager knows me and my business personally, he was easily able to discern the fake checks from real ones. He saved me a lot of heartache. And so I recommend to you that you use your local banks, that are owned and run by local people. Unlike the big banks like Chase, these local people get to know you, know your face, and are accountable and connected to the community around them.
A month later I got a call from a sweet and very distressed woman in Arizona, who had shipped off five thousand dollars worth of product from her small business based on a check written in my name. No, I assured her, I had nothing to do with it. I had no need for marketing products, and certainly not her particular products. This nice lady and I had a long conversation about how much America has changed in our adulthood, and not for the better. She said the scam had really hurt her financially.
Fast forward almost a year and I recently got a call from a nice young man in Alaska. A check bearing my business name had been used to purchase thirty-five hundred dollars of beauty salon hair and nail products from his friend in Florida, and the proceeds had been sent to Alaska to help him purchase a home there. Only days after he had deposited the check in his account was he informed that the check was bad, and that in fact he did not have the money. His friend in Florida was cheated out of her salon products.
I would say the common thread I have seen across all of these check scams is that the person getting scammed does not really look into the check they have received. For example, why would a buyer of beauty salon products in Florida pay with a check from a business in Pennsylvania that does land and timber work? This obviously makes no sense, and the young man admitted it.
And when I spoke with the nice lady in Arizona last summer, she too admitted that this same issue had given her pause. To which I asked her “Why didn’t you call us with your question before taking the check? We could have easily protected you from committing this mistake.”
Scams are everywhere: Email scams asking for money, phone calls asking for money, malware and phishing scams by email and text (DO NOT CLICK ON THEIR CONTENTS and links), phone calls about getting a low cost mortgage on your penis enlargement, updating your nonexistent home warranty/ extended car warranty/ computer warranty etc etc etc. We are inundated in this garbage.
You have to care about yourself enough to stay on guard and defend your interests. One little mistake can cause you a lot of grief and cost you a lot of money.
The best ways to protect yourself from being victimized are: 1) Ask yourself if this is a service or product I really have? 2) Is this phone call or email a normal way for a real bona fide service provider to communicate? 3) Why is there a company name from far away on this check? And you can always call that company whose name is on the check and ask them if they wrote the check.
Had that happened in the most recent scam, I would have said “I have nothing against dudes who use girl makeup, but I will also say that I am the last man on Planet Earth who would do so, and so there, you have your answer: The check is bad.”
You just gotta ask a question or two if you want to stay out of scam trouble.
How’d that go? PA begins online hunting license & tag sales
Today at 8:00 AM marked the first day of the Pennsylvania Game Commission’s true entry into the modern world of home computers and the Internet. This probably sounds like an unnecessarily harsh or even a commonly outlandish criticism of the venerable PGC, but it is a technological fact that today marks the very first step by the 1895-founded-and-minded wildlife agency into directly integrating with its customer base.
And it has not gone well, although it could have gone a lot worse. Monday end-of-business hours analysis shows the PGC website processing about 7,090 license purchases per hour. That is about 118 per minute, which is a lot faster than the roughly 1,900 licenses per hour purchased in the early time frame I operated in. Given all of the little moving parts involved, especially that carefully measured doe tag purchase, I guess I can see why this is taking longer than the two to three minutes total that each person expected to spend on it. It still frustrated me and others who are not at war with PGC.
The process has been marred by exceptionally long waits, both in-person at brick and mortar retailers and online, with lots of “system crashes” and people standing in line for hours, spawning humorous memes like the old and now former pink doe tag envelope saying “Miss Me Yet?” I like the meme of the skeleton passed out over the desktop computer “Waiting for my 21st century Internet purchase from the PA Game Commission.”
The truth is that this day had to come, sooner or later. The old double-stamped pink envelope US Mail process was increasingly marred by the US Postal Service’s incredibly ever worse performance, to the point where people were photographing piles of time-sensitive pink envelopes sitting in heaps in some post office rooms, waiting for who knows what or who knows who. No one likes to be treated differently than everyone else, and the pink envelope lottery was an idea from 1945 that worked when postal employees did their jobs. These days, the Postal Service is notoriously unreliable. We can’t have a doe tag distribution process that relies on unreliable people and institutions. Even when the applying hunter does everything correctly, his or her pink doe tag envelope might take a wrong turn at Albuquerque and arrive days or weeks after the last doe tag was distributed. Which greatly impacts the hunter’s plans and prospects for that upcoming hunting season.
My own experience today had me first sleeping fitfully all night like it was hunting season, and finally dragging myself out of bed and hunkering down by the laptop well before the 8:00 AM beginning of the online purchase process at www.huntfishpa.gov. Almost like opening day of deer season and sitting down at an ambush site. Except this process revealed itself as having actually started well before the appointed 8:00 AM hour, as I was number 7,023 in line when I signed into my PGC huntfishpa account. With barely any coffee in my veins to buffer this unhappy revelation, an ice cold shock ran through me as I realized I was both early and yet already very late to the process. Thousands of hunters were ahead of me in an online process that was unknown, untested, and sure to have its ups and downs and delays.
The big ticket item for most of us early applicants is getting the doe tag of our first choice Wildlife Management Unit. It is why we stayed in the game til the very end. And the numbers tell the tale: My own first choice, WMU 2G, sold 17,000 doe tags by 5:00 PM today, about twice as many doe tags as any other WMU. There is a strong fear in a lot of guys that if you don’t get in line early either online or at a store, you won’t get your coveted doe tag in your primary hunt region. Fact is, with the ever popular northern “Big Woods” WMU 2G, that fear is well founded. There are many more hunters wanting WMU 2G doe tags than there are WMU 2G doe tags to hand out. The early bird gets this worm, every year.
[UPDATE: At 9:42PM I looked at the doe tag numbers and 23,502 WMU 2G doe tags out of the 35,000 total allocation for that WMU have been sold so far. A sale rate far beyond any other WMU. This means that 2G will be sold out by Tuesday early morning hours. The hunter demand for Big Woods 2G tags has always been high, we knew it, and now we get to see how that demand plays out when the hunters themselves are put in direct control of their tag orders]
Four hours and ten minutes later, having obsessively hovered over my laptop screen the entire time while emailing and bitchfest-texting with friends in both better and worse positions than I, I finally had ordered my general hunting license plus all of the additional license and permits I get, like furtaker (trapping), the annual elk application (I will take anything ya got anywhere ya got it), muzzleloader, archery, spear, atl-atl, sling, blowgun, black bear, fisher, bobcat, armadillo, hog, dog, rat, bat, and zinjanthropus tags. And yes, I got my WMU 2G doe tag, which enables me to hunt the way I enjoy most – solo pack and rifle and maybe an overnight and campfire somewhere way off the beaten path and far from roads and people, and the promise of a long and heavy pack-out of boned-out meat with a single doe’s ear and a completed tag attached. This kind of hunt is the most rewarding among big game hunters everywhere. Guys sitting in warmed box blinds overlooking fields and ravines have no idea.
So yeah, I waited and waited to ensure I got that 2G doe tag. A lot of my Big Woods hunting depends on it.
Anyone old enough to pick up on the Bugs Bunny theme above will understand where I am coming from; it was a loooong and kind of zany morning. In this day and age of Amazon and eBay and Gunbroker one-stop-shop badda bing badda bang badda boom go online and it’s yours two minutes later, Pennsylvania’s entry into the online hunting license world was practically Stone Age. New York has about as many hunters as Pennsylvania, and I have never encountered anything like this when I order my hunting license and tags from NY. It is usually immediate. Even Kentucky’s online hunting license and elk tag application process is faster than ours was today.
I am not picking on Kentucky….but come on, we all know it, Kentucky is not known for being especially technologically advanced. And yet….!
On the one hand, we must must give PGC credit for taking the long step out of 1895 and into the computer and internet age. This step the agency took this morning was one small step for PGC and one giant leap for hunterkind, or maybe the reverse, or whatever….. something like this. It is a big deal and I send you guys three cheers. Three grouchy cheers. Let’s not do this again, OK?
Yes, today’s license purchase has been marred by delays that seem unacceptable, but we all know that the PGC’s public employees have way too much pride to let this situation continue. It is a fact that a lot of employees and contractors will be working all night on this new system, and that by the time 8:00 AM breaks tomorrow, a lot of the glitches and delays we experienced today will be a bad memory for some, and a non-experience for a million others.
Challenging modern sensibilities
Yesterday, the distant father of one of our bear hunters texted his cell phone, urging him to retreat from the cold descending upon central Pennsylvania.
“Too cold! Go home!” read the text, which included several other adjectives supposedly describing hunting conditions.
The dad is not a hunter. He’s a very nice man, a hard worker, a veteran of Vietnam War infantry battles that earned him two Purple Heart medals. He’s no wimp. He is, however, a member of a materially comfortable society that increasingly believes food comes from the market, heat from the switch, and clothes from China.
Luxury is the standard for most Americans. By international standards, our ubiquitous cell phones, big screen televisions, cars, and expensive clothes are unimaginable expenses in days filled with constant quests for food and shelter around the planet.
Hunting for us makes us human, and quintessentially American. Hunting connects us to a human tradition predating anything surrounding Americans today. Cold weather is part and parcel of hunting. It challenges our artificially padded modern sensibilities for a few days, something that everyone needs. Couch potato nation, arise!